When Kayla and I were planning our wedding we decided... We'd rather pay someone to design and assemble our invites than do it ourselves. We'd rather pay our photographer a travel fee and have him sort out his own travel. We'd rather pay a wedding co-ordinator to run things on the day. That's us shifting the responsibility ... taking the easy route ... spending more than necessary. Whatever. But during that period, our time was worth more. Managing the process as opposed to doing it ourselves left us with plenty more time for the things we really wanted, or needed, to focus on. How valuable is your time? Could you use it better? Or more profitably? Cheers, Nigel